Deposit growth for community banks
Grow funded deposits, not just opened accounts
Account opening, funding and follow-up in one journey, on the core you already run.
Vault.Bank, the digital brand of Bank of Brodhead. Deposit data: FFIEC UBPR. Read the case study
A call with our team about your deposit numbers. We reply within 1 business day.
Read the Vault.Bank case studyBook a demo
We will walk through your deposit numbers on the call. No slides.
Where deposits get lost, and what changes
Too many steps
Long, disconnected processes add friction. Linker shortens the path from choosing a product to an opened account.
Funding gets interrupted
Applicants finish the application and stall before funding. Flexible ways to fund keep the application moving.
Follow-up comes too late
Unfinished applications turn into missed deposits. Your team sees where each applicant stops and can follow up in time.
Case study
How Vault.Bank grew core deposits 16% in a year
Vault.Bank is the digital brand of Bank of Brodhead, a $300M Wisconsin community bank. It runs digital onboarding, built-in fraud checks and a full-funnel growth playbook on Linker.
Read the full story- 16%
- year-over-year growth in core deposits
- 5×
- the deposit growth they had in 2024
- 40%
- reduction in customer acquisition cost
Near-zero fraud losses, with no additional headcount.
Deposit figures: Bank of Brodhead, FFIEC Uniform Bank Performance Report.
Questions banks ask first
Does it work with our core?
Yes. Linker is core-agnostic and connects to your existing core in real time.
How long until we are live?
Typically 8 to 12 weeks, depending on the modules you start with.
Is it secure?
Linker is SOC 2 and PCI compliant.