Your deposits are
leaking. We stop it.
Community banks lose 3 applications for every account opened, and half of what does open never funds. Linker is the only turnkey platform built to grow funded, sticky core deposits. Live in weeks.
An account opened is not a deposit. Stop pretending it is.
Funded. Retained. Grown. Three separate events, and most digital programs quietly fail at two of them while celebrating the first. That gap is where your deposit base bleeds out every quarter.
If your deposit program measures accounts opened and calls it growth, you're celebrating the start line and losing the race.
The deposit-growth layer that completes your core.
Your core keeps the bank running. Linker plugs in and does the growth work: one contract, every vendor, real-time integration. Built for community banks under $2B and engineered to turn applications into funded, retained deposits. Live in weeks.
We reduce customer acquisition cost
Smarter marketing spend and full-funnel attribution, lower cost per funded account, not just per click.
Grow deposits
Optimize acquisition, funding, and 90-day retention as one loop, not three siloed metrics.
Operational efficiency
Running with your team, using your data. One platform replaces the stack of point solutions creating manual work and drop-off.
See the same playbook run against your deposit base.
One platform. Adopted your way.
Start with one module. Expand at your pace. Every module is integrated in real time to your core, no batch files, no fragmentation.
Digital Account Opening
Business & consumer onboarding built to reduce drop-offs and fund faster, with real-time core integration.
Digital Banking
Modern retail and business banking layered over your existing core. No rip-and-replace.
Digital Brand Launch
Spin up a digital-first affinity brand in one quarter, at a fraction of the cost of a new branch.
Customer Intelligence
Real-time data, reporting, and AI insights across every account, product, and channel.
Start with one. Expand at your pace.
5× deposits in 2025 compared to 2024.
Vault.Bank, the digital brand of Bank of Brodhead, a $300M Wisconsin community bank, grew funded deposits 5× year over year. Powered by Linker Finance: digital onboarding, built-in fraud checks, and a full-funnel growth playbook.
The unfair advantage community banks were promised, and never got.
Live in weeks
Not a 10-18 months digital transformation.
Real-time core integration
Works with your existing core.
One contract, all vendors
Turnkey. No stitching a stack together.
Grow deposits.
Or keep losing them.
30 minutes with our team. Walk out with a clear path to fund, retain and grow core deposits, starting this quarter, not next year.